YNAB - 1 Year Activation

YNAB, short for You Need A Budget, is a personal budgeting service by the American company YNAB built around zero-based budgeting: every amount you have is assigned a purpose before you spend it. It is aimed at individuals and households who want to know where their money goes, plan for bills and larger expenses and reduce debt without relying on spreadsheets. What you buy is a YNAB subscription that is redeemed on your own YNAB account through an activation link opened in the browser.

This product is an activation of YNAB for 1 year on your own account: after payment you receive the code and the instructions by email and the subscription appears in your account, usable for a number of users not stated by the supplier (web browser).

At the start of each month you assign the money available on your accounts to categories such as rent, groceries or holidays, record or import transactions as they happen, and move money between categories when plans change. The Reflect section then shows how spending and net worth develop over time.

Key Features:

• Zero-based budgeting: The Ready to Assign amount shows how much money still needs a category, so every unit of currency gets a clear role.
• Targets for categories: Set monthly, weekly or date-based targets for bills and savings, and see at a glance which categories are still underfunded.
• Accounts and transactions: Keep checking, savings, cash and credit card accounts in one plan and enter transactions by hand or import them from the bank.
• Reflect reports: Charts of spending by category, income versus expenses and net worth help you review past months and adjust the plan.
• Loan planner: Shows how extra payments on a loan or mortgage change the payoff date and the interest you pay in total.

Product Details:

• Product: YNAB (You Need A Budget)
• Version: online service, always the current version
• License Type: activation on your own account, 1 year
• Duration: 1 year
• Platform: Online service in the web browser
• Devices: number of users not stated by the supplier
• Language: English
• Delivery: redeem code and instructions by email after payment confirmation
• Activation: Redemption link on your own YNAB account
• Publisher: YNAB

System Requirements:

• Browser: A current version of Chrome, Firefox, Safari or Edge
• Account: A YNAB account in your name (can be created on the YNAB website)

How to Activate:

1. Sign in to your YNAB account in a web browser, or create an account on the YNAB website if you do not have one yet.
2. In the same browser, open the activation link received with the order.
3. Confirm the redemption: the subscription is added to your YNAB account.
4. Keep using YNAB in the browser with the subscription active on your account.

Delivery:

This product is delivered digitally as an activation on your own account: no key to enter in a program is sent. After your purchase is confirmed, a redeem link or code with the instructions is sent to the email address provided at checkout: you open it while signed in to your own account with the service and the plan or license is applied to that account. We never ask for your password.